Energy Capital Credit Union
From Paint to Possibilities
TURN YOUR HOME'S VALUE INTO THE FUNDS YOU NEED TODAY WITH ECCU.
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Tap. Pay. Go.
ACTIVATE YOUR NEW ECCU DEBIT CARD - NOW WITH TAP-TO-PAY AND DIGITAL WALLET COMPATIBILITY.
Activate Now
Current Events and Specials
Community Shred Day
Don't miss free swag bags, complimentary craft coffee, and the chance to free up some space by shredding confidential documents.
09.13.25
Spring Community Branch
24396 Interstate 45N
9 am - 12 pm
11.08.25
Katy Community Branch
3211 Peek Road
3211 Peek Road
9 am - 12 pm
Get Paid
for A's
Back to school time is perfect to open a kid's savings or student checking account for all the kids in your family.
The accounts give a starting foundation to financial responsibility, and every semester, they can submit report cards and get a bonus deposit of $1 per A.
um Opening Deposit.
Concierge Service from Your 
Shop & Get Paid!
Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!
Zelle® Is Here!
A fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.
Use Zelle® in the Energy Capital Online & Mobile Banking app to send and receive money directly to and from your ECCU account.
Online Banking & Mobile Banking App
You need a real-time resource to check your balance and manage your finances. ECCU's Online Banking and Mobile Apps do that, and so much more.
We've designed everything to be simple, secure and intuitive.
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Powerful Features of ECCU's Mobile Banking & Apps
- 24/7 Access to All of Your ECCU Accounts in One Place
- Remote Check Deposit to Make Deposits from Anywhere
- Send and Receive Zelle® Transfers
- Set Recurring or Single-Time Bill Pay & ACH Transfers
- Manage Investments, Including Cryptocurrency
- Monitor Your Credit Score
- Set Personal Alerts to Know When Money is Deposited or Withdrawn
- Use Predictive Spending Analysis and Forecasting
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About Energy Capital Credit Union
Providing financial solutions since 1934.
As one of the oldest credit unions in the country, we’ve built a foundation of helping our members with all of their financial needs for all stages of life. With more than 19,000 members and convenient Houston-area branches, we're more than a financial institution. We are a community dedicated to helping people just like you power up their savings with accounts like High-Yield Checking and Free Checking and take control of their financial future.
At Energy Capital Credit Union, being not-for-profit means our profits go back to our members in the form of better rates, lower fees, and dividends. Whether you're in Harris, Montgomery, Liberty, Brazoria, Fort Bend, or Waller counties, membership is open to everyone who lives, works, worships, attends school, or is a business entity in those areas.
Joining ECCU is easy. Simply click here to open an account online, or stop by one of our three community branches, located in Katy, Spring and Northwest Houston in Jersey Village.
Get in touch.
Phone: (832) 604-4848
Email: MRC@eccu.net
Mail: 18540 Northwest Fwy, Houston TX 77065
Fax: (832) 604-2153
Northwest Community 18540 Northwest Freeway
Houston, TX 77065
Spring Community 24396 Interstate 45N
Spring, TX 77386
Katy Community 3211 Peek Rd
Katy, TX 77449
Spring ExxonMobil Campus (no public access)
Mercantile, Nature 2 Bldg, LL B-520
22777 Springwoods Village
Parkway Spring, TX 77389