CD's

Click here to view current CD rates.

ECCU Certificates of Deposit allow members to earn above market returns on as little as a $1000 for 6 - 60 months. Dividends are calculated on an Average Daily Balance and credited and compounded monthly. These calculation/payment methods allow members to earn the maximum with their deposits. Rates are updated each Thursday.

ECCU features our mini jumbo as well as other internet rate specials and our bump rate CD. CD?s may be laddered for up to five years giving consumers the ability to protect themselves from changing rates. CD interest may be distributed in multiple ways to members including transfers into various accounts.

Internet Only Special CD

Open a High Yield CD and maxamize your savings, without committing to a long-term CD.  This online-only CD features:

• Special High-Yield Rate
• 4 Month Term
• $25,000 Minimum
• NCUA Insured

The Internet Special CD is not available to open at all times.  Check back regularly to catch the special! 
The Annual Percentage Yield (APY) is accurate as of the current week, while posted.  This is a promotional rate that applies only to new Certificates of Deposits (CDs) with a 4-month term opened online through eccu.net.  This promotional rate applies only to the initial CD term.  This CD will not automatically renew.  The balance at maturity will be transferred to your lowest share/savings or checking account number.  We may change this promotional rate at any time without prior notice.  The minimum balance required to open a High Yield Internet Only Special CD is $25,000.  Alternative terms not allowed.  A penalty is imposed for early withdrawals.  Additional restrictions may apply.  Your funds are federally insured by the National Credit Union Administration (NCUA), a US government agency, to at least $100,000 and backed by the full faith and credit of the United States Government.