Checking
ECCU checking accounts are loaded with economical and convenient features. So whether you choose our FREE checking account or our interest-bearing checking account, we're sure you'll find them packed with great benefits!
Business Owners: Whether you have a small business or large, we can provide the financial services you need. We have low-cost savings and two business checking accounts from which to choose. Both accounts offer a Visa Check Card and access to over 25,000 surcharge free ATMs nationwide.
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Free Checking |
Interest Checking |
- Only $100 to open
- No minimum balance
- No monthly service fee
- Unlimited check writing
- No per check fees
- FREE ATM transactions (4 per month)
- FREE Online Banking & Bill Payment
- Overdraft protection available
- Online check ordering
- FREE Visa Check Card
- Direct Deposit
- Payroll Deduction
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Our Interest Checking Account provides you with all the same great features as the Free Checking Account plus you earn dividends on balances of $750 or more. A $750 minimum balance is required to avoid a $7 monthly service fee.
Click here to view current rates
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Hi-Yield Money Market Checking |
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Get the flexibility of a checking account coupled with incredible rates. You earn the highest interest-bearing checking account rates AND have easy access to your funds with a check.
(Limited to six withdrawals per month of which three can be to a third party. Money Market accounts require $1,000 to open and earn interest). *Limited transfers and check writing capabilities. |
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Free Business Checking |
Interest Business Checking |
- $50 to open
- No minimum balance requirement
- No monthly service fee
- 175 FREE monthly transactions
- FREE Online Banking and unlimited Bill Pay
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- $50 to open
- Earns interest on balances of $5000 or more
- Low monthly service fee if balance falls below $5000
- 200 FREE monthly transactions
- FREE Online Banking and unlimited Bill Pay
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Premier Program |
Premier Plus Program |
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All it takes is
- An active checking account plus
- A Visa Debit Card or ATM plus
- Virtual Branch or Audio Response
If you have all of the above products except Direct Deposit or Payroll Deduction, you can still earn an additional 0.10% on CD's. |
All it takes is
- An active checking account plus
- A Visa Debit Card or ATM plus
- Virtual Branch or Audio Response
- Direct Deposit or Payroll Deduction
To earn an additional 0.15% on CD's, free stop payments, and no fee one signature Travelers Cheques. |
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Savings