featured loan rates
- Auto: 2.24%*
- Home Equity: Call for Rate
- Platinum VISA Card: 9.90%*
- Unsecured: 8.30%*
- RV: 4.75%*
- Watercraft: 5.75%*
*APR = Annual Percentage Rate. Subject to change without notice, determined by term, credit criteria and credit approval.
grow your savings
- Regular Savings: .03%*
- Business Interest Checking: .03%*
- Money Market: .05%*
- Certificate Account** (60 months): .85*
*APY = Annual Percentage Yield. Rates subject to change without notice.**Some early withdrawal penalties will or may apply.
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The Energy Capital Credit Union web site is connected to third party web sites. The links are for informational purposes only and not an endorsement of those products or services. Third party web sites accessed by links are not part of the credit union or its web site. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction. Third party web site privacy and security policies may differ from those practiced by the credit union. Be sure you know your privacy rights when offering information to those sites. This web site may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law.
According to Section 91.315 of the Texas Administrative Code, Energy Capital Credit Union is required to notify our members that the following documents are available for review or to receive a copy of the most recent version: Balance Sheet, Income Statement, a summary of the most recent annual audit relating to completed Audits and Verifications , written Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof, and Internal Revenue Service form 990 To view these click here.
While we do our best to resolve all issues within the Credit Union, there may be times a member chooses to go outside the Credit Union for intervention. The Texas Credit Union Department has provided the following link for such issues. Please give us the opportunity to help you prior to contacting the TCUD. Click here.
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