Earn up to 71 times more at ECCU!

Saving money is not always easy, but it sets you up for a financially secure and abundant future. 
Whether you dream of a comfortable retirement, a down payment on your dream home, or building a safety net for unforeseen circumstances and expenses, a savings account is your ticket to financial freedom. At ECCU, we have a variety of high earning savings accounts to maximize your money.

Make money management easy with an Energy Capital savings or checking account.

With a user-friendly platform, competitive interest rates, and wide array of savings options, ECCU is the ideal partner to take on your journey to financial success. Online and mobile banking are always available, and always free for all ECCU accounts.

Power up your savings!

The average interest checking account in the US is paying 0.07% APY. ECCU's Energy High Interest Checking is earning  5.00% APY*.

Scroll down to view ECCU's high earning savings and checking accounts.

2% APY

Business Savings

The Account
for Business Savings and Stability 

  • Earn 2.00% APY*
  • No minimum balance requirement
  • No monthly Service Charge
3% APY

High-Yield Savings

Maximize Your Money
and Keep it Accessible 

  • Earn3.00% APY*
  • Keeps Your Money Safe & Accessible
  • $2,500 minimum balance to avoid a low monthly fee of $10
3% APY


The Account
for Retirement 

  • Earn  3.00 % APY*
  • Add deposits at any time
  • Possible tax benefits
  • Traditional, Roth & CD Accounts Available


Business Interest Checking

Earn a Dividend on All Money in Your Interest Checking Account

  • 1,000 FREE monthly transactions
  • Highly competitive interest rate of 4.00 % APY*        
  • $1,500 minimum balance to avoid a low monthly fee of $10.
  • $5,000 minimum balance to earn maximum APY.
5% APY

Energy High Interest Checking

Grow Your Money
with the Account You Use Everyday

  • Earn up to 5.00 % APY*
  • No monthly service charge
  • No minimum balance required
  • Receive ECCU ATM fee refunds