Energy Capital Credit Union

Jump to Top Navigation Jump to Main Navigation Jump to Online Banking Jump to Featured Content Jump to Content Jump to Footer
Chat software by BoldChat
Better banking starts here (tagline)
menu icon

Online Banking Access

Online Banking More OptionsFewer Options

Online Banking Registration
Forgotten Username | Password Help

Access Accounts

Click to Experience the ECCU Difference

Auto Loan Promotion


We know that finding the right auto is not an easy task. A lot of things have to seemingly happen in perfect order to finance your dream car. We're here to not only help with that process but also help all the stars align so that you get the keys in your hand, car off the lot and in your driveway!

Right now, we are offering an out of this world Auto Loan Promotion including:

  • Rates as low as 2.14% APR*
  • 90 Days No Payment**
  • 1000 Bonus Credit OR Debit Reward Points

Get your head out of the clouds and apply online, call us or stop by one of our branches today to finance your auto and receive the best experience in the galaxy!



*Annual Percentage Rate is inclusive of all discounts and is dependent on credit worthiness. Rates, terms and offers stated here are subject to change without notice. Your rate may vary based on the loan amount, term and your personal circumstances. Certain loan terms and rates depend on model year and loan amount. Membership is required before loan can be funded. 84 monthly payments of $12.83 per $1,000 borrowed. Rate is current as of 2/1/2018. Auto Loan rates will be discounted by .20% for each stipulation that is met from the following: 1) If an Extended Warranty is elected. 2)If Vehicle Multi-Shield is elected. .10% on these loans for each stipulation that is met: 3) If GAP is elected. 4) .05% if Loss of Life Protection is elected. 5) .10% If a combination of Loss of Life/InvoluntaryUnemployment/Family Leave Protection are elected. 6) .10% If Automatic Payments are set up. The maximum discount for Auto Loans is .70% if all of the above stipulations are met. Discounts only given at time of loan closing. Loans currently financed with ECCU are not eligible for this offer. **To qualify for 90 Days of No Payments, you must have a credit score of 660 or greater.