Energy Capital Credit Union

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Harvey Auto Loan Promotion

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Harvey Reduced Rate Auto Promotion

A ruined auto shouldn't ruin your finances. After Hurricane Harvey, many of our members have lost one or both of their vehicles. These are vehicles that many of you rely on for transportation to your work, school and for business.

In order to help get you back on your feet more quickly, we have reduced our auto loan rates to as low as 2.09% APR* as well as the cost of GAP coverage to help our members rebuild.

Any member may take advantage of these specials. You can finance up to 125% of the vehicle value, so it's a good way to get back behind the wheels as soon as possible.

When you buy a new or used car in the Houston and surrounding areas, be sure to purchase from a reputable dealer, or have a trusted mechanic check the vehicle for signs of water damage.

Another way to protect your investment is with an Extended Warranty through Energy Capital Credit Union. The cost of an Extended Warranty is based on the year and model of the auto you are purchasing.

Another important add-on to consider to protect your finances in the future when buying a vehicle is GAP coverage. This coverage will protect you in the event your auto is deemed a total loss and the amount you owe is greater than the payout you receive from your insurance company. GAP coverage normally costs $349, but we've reduced the cost to just $299.

Be sure to take advantage of our reduced auto loan and GAP coverage rates soon, as these special offers will end on November 30, 2017.



*APR= Annual Percentage Rate and is inclusive of all discounts and dependent on credit worthiness. Rates, terms and offers stated on this website are subject to change without notice. Your rate may vary based on the loan amount, term and your personal circumstances. Certain loan terms and rates depend on model year and loan amount. Membership is required before loan can be funded. Effective 9/1/2017 rates will be discounted for each stipulation that is met from the following: 1) .10% if an Extended Warranty is elected. 2) .20% if Vehicle Multi-Shield is elected. 3) .10% if GAP is elected. 4) .05% if Loss of Life Protection is elected. 5) .10% if a combination of Loss of Life/Disability/Involuntary Unemployment/Family Leave Protection are elected. 6) .10% if Automatic Payments are set up. The maximum discount is .70% if all of the above stipulations are met. Discounts are only given at time of loan closing. GAP coverage is discounted $50 to only $299. Valid only for new GAP policies; not available for a refund on an existing policy.