Energy Capital Credit Union

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Same Day ACH

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Same Day ACH

Important Changes to Your Debit Transactions

What's changing?

Currently, debit transactions are posted to accounts once per day while credit transactions are posted multiple times per day. As of September 15, 2017, debit transactions will also be processed multiple times per day.

How does this affect me?

Transactions such as checks converted to ACH and bill payments will post to your account multiple times throughout the business day.

What are the benefits of Same Day ACH debits?

The conversion to Same Day ACH debits will enable you to make easier on-time bill payments as well as faster crediting when you are moving money among accounts that you own at different financial institutions.

Will my direct deposit be affected?

No. Your direct deposit will continue to be credited to your account on the correct posting date.