Welcome to Energy Capital Credit Union a state chartered, federally insured, full service financial institution.

ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world. Once you become a member of ECCU you may retain your membership no matter where you work or live, 'Once a Member, Always a Member'!

The introduction of new services and products, our competitive rates on loans and savings, and our friendly knowledgeable staff have all contributed to ECCU becoming the primary financial institution for many of our members.

Click here for more information about membership.

Accounts are insured to at least $250,000 by the National Credit Union Administration.

Mission Statement
As a premier credit union, Energy Capital Credit Union provides personable, professional representatives who offer our members opportunities for financial success through a variety of effective, competitive products and services.


View our 2014 Annual Report here.

Have a question?

Contact us online, give us a call at 832.604.4848 / 866.614.9298, or stop by a branch location for any questions about becoming a member.

featured loan rates

  • Auto: 2.22%*
  • Home Equity: Call for Rate
  • Platinum VISA Card: 9.90%*
  • Unsecured: 7.39%*
  • RV: 4.53%*
  • Watercraft: 4.59%*
click for more info on loans

*APR = Annual Percentage Rate. Subject to change without notice, determined by term, credit criteria and credit approval.

grow your savings

  • Regular Savings: .03%*
  • Business Interest Checking: .03%*
  • Money Market: .05%*
  • Certificate Account** (60 months): .85*
TIS Disclosures

*APY = Annual Percentage Yield. Rates subject to change without notice.**Some early withdrawal penalties will or may apply.