It's all smiles when you get an auto loan at ECCU!

If you're considering a new auto, you're in luck! Car, truck, van and SUV loan rates are at really great rates right now - as low as 2.19% APR* with an auto loan from ECCU!
Low loan rates mean you can afford more vehicle. With interest rates so low, most of your payment goes toward the principal which means you’ll pay it off faster.
Already financed a vehicle? No problem! Refinance your auto loan with ECCU today to lower your monthly payment, or change the number of payments you have left to either be shorter or longer.
Plus, with qualifying auto loans you can receive these benefits:
Check how much car you can afford with our auto loan calculator.
Add sample purchase prices and see what the monthly payment would be to figure how much you're comfortable spending on your new auto.
Don't forget to protect yourself from the unknown with ECCU's Loan Essentials:
  • GAP Coverage
  • Extended Warranty
  • Debt Protection
  • Vehicle Multi Shield Protection
It's always best to get pre-approved before you shop.
You know how much you can afford, and you can use that as a bargaining tool to try for a reduced selling price.
*APR = Annual Percentage Rate and is current as of 04/01/2021. Subject to change without notice, determined by term, credit criteria, and credit approval. Rate shown is the lowest rate available for 2020 or newer model, financed for 60 months with all protection product discounts, including auto pay. Refinance offers available to autos not currently financed at ECCU.