It's all smiles with auto rates as low as 1.99% APR*

We want to help make your 2021 worth smiling about! Welcome in the New Year with rates as low as 1.99% APR* with an auto loan from ECCU! Already financed a vehicle? No problem, refinance your auto loan with ECCU today!
Plus, with qualifying auto loans you can receive these benefits:
  • Quick & easy online application
  • 90 days no payments
  • Loan terms up to 84 months
  • Secure your vehicle faster with ECCU's Premier Check (Learn More)
  • First-time Car Buyer Program (Learn More)
Don't forget to protect yourself from the unknown with ECCU's Loan Essentials:
  • GAP Coverage
  • Extended Warranty
  • Debt Protection
  • Vehicle Multi Shield Protection

*APR = Annual Percentage Rate and is current as of 01/05/2021. Subject to change without notice, determined by term, credit criteria, and credit approval. Rate shown is the lowest rate available for 2020 or newer model, financed for 60 months with all protection product discounts, including auto pay. Refinance offers available to autos not currently financed at ECCU. Maximum no payment for 90 days available to qualifying new loans.