Energy Capital Credit Union

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You may also be interested in:

Personal Loans

Personal Loan

  • Fixed-rate, fixed-term
  • No annual fee
  • Secure, easy digital loan document delivery

 

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Whatever you need the cash for, we make it simple.

Sometimes you need a little extra money. This loan can be used for anything you like. From buying a new computer to taking that dream vacation. It’s completely up to you.

Must be 18 years old to apply for any of the loan types on this page.

 

Personal Line of Credit

  • Fixed rate
  • Fast, easy online application
  • Secure, easy digital loan document delivery
  • Often used for overdraft protection

 

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Don’t get caught in a financial jam. Money when you need it.

With a line of credit, you can write yourself a loan at anytime, anywhere simple by writing a check. Get pre-approved and you can access the money at any time via your checking account.

Must be 18 years old to apply for any of the loan types on this page.

 

Lightning Fast Loan

  • Fixed-rate, fixed-term
  • No early pre-payment penalty
  • Zero closing costs
  • Secure, easy digital loan document delivery

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Need cash fast? This loan is for you. 

Want to make some improvements to your home? Need to pay for college tuition? Ready to go on an exotic vacation? This loan can be used for most anything and it doesn't require all the usual red tape.

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Must be a homeowner to qualify. Loan must be from $5,000 - $20,000.

Must be 18 years old to apply for any of the loan types on this page.

 

Certificate of Deposit or Share Secured Loan

  • Fixed-rate, fixed-term loan secured by your share certificate
  • Fast, easy online application
  • Secure, easy digital loan document delivery

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Let your share certificate account work harder for you.

With this loan, you use your certificate or share account as collateral to back your loan. You must be 18 years of age to apply for this loan and you will not have access to the share account or certificate account until the loan is paid in full.

Must be 18 years old to apply for any of the loan types on this page.