Take Comfort in Knowing Your Rate is Guaranteed

Find stable growth with a short-term, high-yield certificate account and take comfort in knowing your rates are guaranteed. Every day we face the inevitability of change. But rest assured your returns are predictable with a certificate account from ECCU. 

Current rates for 12-month and 18-month certificate accounts are comparable U.S. Treasury Rates1 and protected by NCUA. 


12-Months at 4.33% APY*

18-Months at 4.44% APY*


Downloadable Graphics | NCUA
Easy to Open
Your convenience is our priority. Open your certificate account in Online Banking, on the web, over the phone or in-person with an ECCU associate.
$500 minimum opening.
Predictable Returns
Your rate is fixed and guaranteed for the term of your investment. It won't fluctuate and your returns won't shrink --no matter what the market does.
NCUA Insured*
Your deposit is safe and completely backed by the full faith and credit of the U.S. Government through the National Credit Union Administration up to $250,000.