Find the Right Checking Account 

Every new personal checking account includes:

• FREE Debit Card •  FREE Online Banking •  FREE Bill Pay  • FREE Mobile Banking with Mobile Deposit •   FREE eStatements with online check images  •  Access to  more than 30,000 Surcharge-Free ATMs Nationwide •  FREE Thank You Gift  •  Buy Back Unused Checks and Debit Cards from Another Financial Institution up to $10

1) Will you do each of these things once a month to earn a competitive interest rate? 

1.  Make 12 debit card transactions
2.  Receive eStatements
3.  Log into Online Banking


Energy High Interest Checking

An account for those interested in earning interest while still having access to your money?
✔ FREE first box of checks
✔ Higher interest rate on balances  from $1 to $20,0000
✔ No ECCU ATM Fees

Only three simple
qualifiers each month:
✔ 12 Debit Card Transactions 
✔ Receive eStatements
✔ Log into Online Banking 

2) Would you like a checking account with perks and rewards?

✔ Credit and Identity Protection
✔ Cell Phone Protection 
✔ Cashback  for Online Shopping
✔ Discounts for Shopping, Dining and Travel 

Power Checking

A checking account for those interested in special benefits for only $5 a month!

✔ Credit and Identity Protection 
✔ Cell Phone Protection
✔ Cash-Back Online Shopping
✔ Discounts on Shopping, Dining, Travel, and more!

3) Will there be anyone 50 years or over signing on this account? 

50 WATT Checking

Perfect for members 50+ who want a no-fuss account!
✔ FREE checks
✔ Competitive Interest
✔ No Minimum Balance 
✔ No Monthly service charge
✔ Paper statement fee waived 

4) Does anyone plan to have direct deposit or an automatic payment depositing to your account? 

Spark Interest Checking


Earn interest with the convenience of direct deposit or any automatic payment!
✔ FREE first box of checks
✔ Competitive Interest
✔ No Minimum Balance
✔ No Monthly Service Charge

Free Star Checking

A FREE account for everyone!
✔ No Minimum Balance 
✔ No Monthly Service Charge w/ free E-Statements