Looking to purchase a home? Energy Capital Credit Union understands that every homebuyer is different, so we offer mortgage options tailored to a variety of situations. Helping you make the right decisions for your financial journey is our priority at ECCU. Along with loan officers and financial counselors, you have access to financial calculators to aid your decision-making. Before you start the home search, decide how much you are able to borrow with the mortgage qualifier calculator. You can calculate your borrowing potential based on income, purchase price, or total monthly payment. Compare different mortgage options, and if you’re ready to refinance, decide if refinancing your mortgage is worth it with our free calculator.

​If you’re ready, the best place to start is with the Home Buying Center. Get connected to a real estate agent, save money, and find the mortgage that’s right for you, all while getting support from real people who care. Whether this is your first mortgage or you’ve had multiple mortgages before, the home buying journey can be overwhelming. We help make the process streamlined and as simple as possible, working together so members know what to expect each part of the home ownership journey.