Energy Capital Credit Union

Get the Cash to Build Your Dream Anything

Get a Better Interest Rate & Lower Your Car Payments

Ask Us About Rate Matching!
Learn More          Apply Today

Open a FREE Business Checking Account

No Fees. No Minimum Balance Requirement.
Learn More          Open Account Today
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um Opening Deposit. 
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Shop & Get Paid!

Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!


Free Gift with Each Account

Get a free gift when you open any new account. Want twice the reward? Refer a friend and you'll get a gift for your friend plus a second gift for yourself.

APR as low as

1.75% APR
Home Improvement
APR as low as
5.80% APR
Personal /

APR as low as
7.80% APR
Boat Loans
APR as low as

5.09% APR
Energy Checking
APY up to
1.31% APY
12-Month CD
APY up to
0.30% APY
Get in touch.

Phone: (832) 604-4848

Email: Click Here

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

Location pin
  • Northwest Community
  • 18540 Northwest Freeway
  • Houston,TX 77065
Location pin
  • Spring Community
  • 24396 Interstate 45N
  • Spring, TX 77386

Location pin
  • Spring ExxonMobil Campus
  • (no public access)
  • Mercantile, Nature 2 Building, LL B-250
  • 22777 Springwoods Village
  • Parkway Spring, TX 77389