Energy Capital Credit Union



Energy High Interest Checking

3.82% APY*



High-Yield Savings

3.04% APY*


Powerful Protection

with a Personal Touch

Learn More

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um Opening Deposit. 
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Powerful Protection with a Personal Touch
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Shop & Get Paid!

Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!

Zelle® Is Here!

A fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

Use Zelle® in the Energy Capital Online & Mobile Banking app to send and receive money directly to and from your ECCU account.

6-Month Certificate
APY up to
2.99% APY2
12-Month Certificate
APY up to
3.30% APY2
Personal Loan
APR as low as

8.79% APR1
APR as low as
5.42% APR1
Energy Checking
APY up to
3.82% APY2
24-Month Rising Rate CD
APY up to
3.30% APY2
Get in touch.

Phone: (832) 604-4848

Email: Click Here

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

Location pin
  • Northwest Community
  • 18540 Northwest Freeway
  • Houston,TX 77065
Location pin
  • Spring Community
  • 24396 Interstate 45N
  • Spring, TX 77386

Location pin
  • Spring ExxonMobil Campus
  • (no public access)
  • Mercantile, Nature 2 Building, LL B-520
  • 22777 Springwoods Village
  • Parkway Spring, TX 77389