Energy Capital Credit Union

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Welcome to Energy Capital Credit Union

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Keep Your Ride,

Drop Your Rate

Financing and Refinancing Available. Plus, No Payments for 90 Days!

Learn More           Apply Now!!

Get Interest Free Purchases

for 6 Months with an ECCU Credit Card!
Learn More           Apply Now!
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Get 90 Days of No Payments!
Refinance or Purchase a new car and save money with ECCU, plus you'll have 90 days before you make your first payment. Apply today to take advantage of our low rates and easy application process!
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Get Paid When You Shop!
Earn points when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest for the first 6 months with your new ECCU Mastercard Credit Card!

Open a Checking Account and get a Free Gift!


Our current gift is the Sentry Sports Hook! For more information, visit an ECCU Branch Today!

APR as low as

1.99% APR
Home Improvement
APR as low as
4.79% APR
Personal /

APR as low as
6.79% APR
Boat Loans
APR as low as

5.09% APR
Energy Checking
APY up to
1.31% APY
60 Months Certificate 
APY up to

0.55% APY
Get in touch.

Phone: (832) 604-4848

Email: Click Here

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

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  • Northwest Community
  • 18540 Northwest Freeway
  • Houston,TX 77065
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  • Spring Community
  • 24396 Interstate 45N
  • Spring, TX 77386

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  • Spring ExxonMobil Campus
  • (no public access)
  • Mercantile, Nature 2 Building, LL B-250
  • 22777 Springwoods Village
  • Parkway Spring, TX 77389