Energy Capital Credit Union

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Welcome to Energy Capital Credit Union

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New Year, New Wheels

It's all smiles with rates as low as 1.99% APR*!

Learn More           Apply Now

*APR = Annual Percentage Rate and is current as of 01/05/2021. Subject to change without notice, determined by term, credit criteria, and credit approval. Click for rate details.
Annual Meeting

Join us for our 87th Annual Meeting!

Mark your calendars for our first ever Virtual Annual Meeting on Wednesday, February 24, 2021 at 6 PM
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Get 90 Days of No Payments!
Refinance or Purchase a new car and save money with ECCU, plus you'll have 90 days before you make your first payment. Apply today to take advantage of our low rates and easy application process!
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Get Paid When You Shop!
Earn points when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest for the first 6 months with your new ECCU Mastercard Credit Card!

Open a Checking Account and get a Free Gift!


Our current gift is the Sentry Sports Hook! For more information, visit an ECCU Branch Today!

APR as low as

Home Improvement
APR as low as
Personal /

APR as low as
Boat Loans
APR as low as

Energy Checking
APY up to
60 Months Certificate 
APY up to

Get in touch.

Phone: (832) 604-4848

Email: Click Here

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

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  • Northwest Community
  • 18540 Northwest Freeway
  • Houston,TX 77065
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  • Spring Community
  • 24396 Interstate 45N
  • Spring, TX 77386

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  • Spring ExxonMobil Campus
  • (no public access)
  • Mercantile, Nature 2 Building, LL B-250
  • 22777 Springwoods Village
  • Parkway Spring, TX 77389