Energy Capital Credit Union

Happy Family

Dream Big & Build Bigger

Whether you're eyeing a home renovation, planning a major purchase, or want to consolidate debt, a home equity loan from ECCU can provide the financial flexibility you need to make it happen. Let ECCU be your partner in building something bigger.


family in a carf

Start the Summer off Right

Drive into the summer with an Auto Loan from ECCU. At ECCU, we have all of your
car buying needs, and rates as low as 5.73% APR* Click the link below to start shopping!

um Opening Deposit. 
piggy bank
eccu logoConcierge Service from Your Insurance Provider
Contact us:
bag of money

Shop & Get Paid!

Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!

Zelle® Is Here!

A fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

Use Zelle® in the Energy Capital Online & Mobile Banking app to send and receive money directly to and from your ECCU account.

Business Savings
APY up to
2.00% APY2
Business Checking
APY up to
4.00% APY2
High Yield Savings
APY up to

2.00% APY2
Energy High Interest Checking
APY up to

5.00% APY2

Auto Loans
as low as

5.73% APY2

Home Equity 
as low as

7.40% APY2

Get in touch.

Phone: (832) 604-4848

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
photo of locations

ECCU Branch

Location pin Northwest Community
       18540 Northwest Freeway
       Houston, TX 77065
Location Image Spring Community
       24396 Interstate 45N
       Spring, TX 77386
Location Image Katy Community
       3211 Peek Rd
       Katy, TX 77449
Location pin Spring ExxonMobil Campus
       (no public access)
       Mercantile, Nature 2 Bldg, LL B-520
       22777 Springwoods Village
       Parkway Spring, TX 77389