Energy Capital Credit Union

Consolidate & Celebrate!

Consolidate your debt into ONE monthly payment with a personal loan OR a 0% APR* balance transfer! (variable rates 14.24%-17.99% APR* after intro rate expires)

 Check out our Options!



New Year, New Car!

Drive into 2024 with an Auto Loan from ECCU. When approved, your first payment
will be due 60 days AFTER your approval! This offer expires 4/30 and is for qualified borrowers with credit scores 660 or higher.

woman looking at computer
um Opening Deposit. 
piggy bank

ECCU Insurance Logo

Concierge Service From Your Insurance Provider
Contact Us:
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Shop & Get Paid!

Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!

Zelle® Is Here!

A fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

Use Zelle® in the Energy Capital Online & Mobile Banking app to send and receive money directly to and from your ECCU account.

Business Savings
APY up to
2.00% APY2
Business Checking
APY up to
4.00% APY2
High Yield Savings
APY up to

3.00% APY2
Energy High Interest Checking
APY up to

5.00% APY2

Auto Loans
as low as

5.93% APY2

Home Equity 
as low as

7.67% APY2

Get in touch.

Phone: (832) 604-4848

Email: Email Us!

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

Location pin Northwest Community
       18540 Northwest Freeway
       Houston, TX 77065
Location Image Spring Community
       24396 Interstate 45N
       Spring, TX 77386
Location Image Katy Community
       3211 Peek Rd
       Katy, TX 77449
Location pin Spring ExxonMobil Campus
       (no public access)
       Mercantile, Nature 2 Bldg, LL B-520
       22777 Springwoods Village
       Parkway Spring, TX 77389