Find Your Savings Account at ECCU

 
Energy Capital Credit Union Savings Accounts are safe and secure way to save your money! Whether you need an account to save for a vacation, doctor appointments, or college, we have an account to help you accomplish your money saving goals.
 
 

Savings Account

A secure place to save your money.

  • No monthly service charge
  • $100 Balance to earn dividends
  • Withdrawal funds anytime
  • Dividends accrue daily; compound monthly
  • $5 opening deposit

Special Savings

A perfect way to save for a special event.

  • No monthly service charge
  • $100 Balance to earn dividends
  • Withdrawal funds anytime
  • Dividends accrue daily; compound monthly
  • Must have a regular savings account to open
  • $1 opening deposit

High-Yield Money Market

This account puts your money to work for you!


  • Tiered rate account
  • 6 withdrawals per month
  • $2,500 minimum to earn interest
  • Dividends accrue daily; compound monthly

Spark Savings

It’s never too early to teach your children the importance of managing their money!


 
 
 
 
 
 
 
 
Savings Accounts Annual Percentage Yield Minimum Balance to Obtain APY* Minimum Balance to Avoid a Fee Minimum Opening Deposit
$100 - $9,999 0.10% $100 N/A $5
$10,000 - $24,999 0.15% $10,000 N/A $5
$25,000 - $49,999 0.15% $25,000 N/A $5
$50,000 and up 0.15% $50,000 N/A $5
Secondary Savings 0.10% $100 N/A $0
Spark Savings 0.10% $5 N/A $5
High-Yield Money Market
Annual Percentage Yield Minimum Balance to Obtain APY* Minimum Balance to Avoid a Fee Minimum Opening Deposit
$0 - $2,499 0.35% $2,500 $2,500 $1,000
$2,500 - $4,999 0.35% $2,500 $2,500 $1,000
$5,000 - $9,999 0.35% $2,500 $2,500 $1,000
$10,000 - $24,999 0.35% $2,500 $2,500 $1,000
$25,000 - $49,999 0.45% $2,500 $2,500 $1,000
$50,000 and up 0.55% $2,500 $2,500 $1,000
 *APY = Annual Percentage Yield. Effective 05/01/2020 and subject to change without notice.