Find Your Savings Account at ECCU


Energy Capital Credit Union Savings Accounts are safe and secure way to save your money! Whether you need an account to save for a vacation, doctor appointments, or college, we have an account to help you accomplish your money saving goals.


High-Yield Savings

A safe place to stash money for short-term savings goals, an emergency fund, or to hold while you decide what to do with it.

  • No monthly service charge
  • Withdrawal funds anytime
  • Dividends accrue daily; compound monthly
  • $5 opening deposit

Savings Account

A secure place to save your money.

  • No monthly service charge
  • $100 Balance to earn dividends
  • Withdrawal funds anytime
  • Dividends accrue daily; compound monthly
  • $1 opening deposit

Special Savings

A perfect way to save for a special event.

  • No monthly service charge
  • $100 Balance to earn dividends
  • Withdrawal funds anytime
  • Dividends accrue daily; compound monthly
  • Must have a regular savings account to open
  • $1 opening deposit

High-Yield Money Market

This account puts your money to work for you!


  • Tiered rate account
  • 6 withdrawals per month
  • $2,500 minimum to earn interest
  • Dividends accrue daily; compound monthly

Spark Savings

It's never too early to teach your children the importance of managing their money.









Savings Accounts Annual Percentage Yield Minimum Balance to Obtain APY* Minimum Balance to Avoid a Fee Minimum Opening Deposit
$100 - $9,999 0.05% $100 N/A $5
$10,000 - $24,999 0.07% $10,000 N/A $5
$25,000 - $49,999 0.07% $10,000 N/A $5
$50,000 and up 0.07% $10,000 N/A $5
High-Yield Savings 3.00% $100 N/A $5
Secondary Savings 0.05% $100 N/A
$0
Spark Savings 0.05% $5 N/A $5
Indirect Share 0.05% $100 N/A $1
High-Yield Money Market
Annual Percentage Yield Minimum Balance to Obtain APY* Minimum Balance to Avoid a Fee Minimum Opening Deposit
$0 - $99,999 0.50  % $2,500 $2,500 $1,000
$100,000 - $249,999 1.25 % $2,500 $2,500 $1,000
$250,000 and up 2.75 % $2,500 $2,500 $1,000
 *APY = Annual Percentage Yield. Effective 3/1/2024 and subject to change without notice.