Two Accounts that Come in Clutch.

Clutch accounts are designed to help kids and teens build confidence with money from an early age.

From learning how to save to managing everyday spending, Clutch gives young members practical tools and real-world experience that can help them develop healthy financial habits as they grow

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Clutch Checking

Give young members a hands-on way to learn how to manage everyday money, use a debit card responsibly and keep track of their spending. 
 
  • Have a part-time job or allowance? Set up automatic deposits to your Clutch Checking account and get paid up to 1 day early with ECCU's early payday program!
  • Enroll in Zelle® to start sending and receiving money to and from your friends and family with ease
  • Locate your nearest ECCU atm and branch locator
  • Download our mobile app for on-the-go access
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Take Advantage of These Features!
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Get Paid $5
for Every A Earned!

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24/7 Access
to Mobile Banking
check markNo Overdraft
or NSF fees
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Access to
30,000+ ATMs!
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No Monthly
Account Fees







Mom and Daughter saving money

Clutch Savings

Help your student start building a savings habit, set money aside for goals and learn the value of saving early.

  • Start building healthy savings habits early
  • Save toward short- and long-term goals
  • Build confidence managing money over time



Growing Money Skills Starts with Clutch

Clutch accounts help make money management feel approachable from the start. Whether they’re saving, spending or learning how to manage both, young members can begin building financial confidence with ECCU by their side.

Start building smarter money habits today.













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4 Convenient Houston Locations

Katy, Spring, & Northwest Houston in Jersey Village