Savings/Money Market Account Fees | Fee |
Excessive Withdrawals (Withdrawals in excess of 6/month) |
$10 |
Check Cashing
(Waived for accounts with $100 in a savings, active checking, or loan account)
|
$3 or 1%,
whichever is higher
|
Monthly Service Charge
(Must enroll in eStatements and maintain a $2,500 minimum balance to avoid fee)
|
$10 per month |
Checking Account Fees | Fee |
Insufficient Funds (non-sufficient/uncollected funds) |
$30 per Item |
Overdraft Privilege Fee
|
$30 per Item
|
Stop Payment
|
$10 per Item |
Check Printing |
Varies |
Bill Pay- Expedited Payment
|
$20 per Item
|
Temporary Account Checks
|
$5 per 8 Checks |
Power Checking
|
$8 per month |
Other Service Fees (Applicable to all accounts) | Fee |
---|---|
Paper Statement Fee (waived for 50 Watt Checking)
|
$2 |
Returned Check
|
|
Third Party
|
$15 |
First Party
|
$30 |
Cleared Check Copy
|
$3 |
International Wire Trace
|
$25 |
Account Reconciliation
|
$25 per Hour |
Wire Transfer
(Outgoing-domestic)
|
$25 |
Wire Transfer
(Outgoing-international)
|
Varies |
Wire Transfer
(Incoming)
|
$10 |
Excessive ATM Withdrawal
|
$2 |
Domestic Collection Item
|
$20 |
Foreign Collection Item
|
$30 Minimum |
Overdraft Protection Transfer
|
$5 Daily Max |
Non-Member Check Cashing
|
$6 or 1%,
whichever is higher
|
Online Loan Payment
|
$0 |
Online Loan Payment
(credit/debit card)
|
2.7% of payment |
Payments by Phone
|
$5 |
ACH Origination
(same day)
|
$5 |
Overnight Mail Delivery | $30 |
Loan Skip-a-Payment
(online)
|
$10 |
Loan Skip-a-Payment
(email/mail/in person)
|
$25 |
Money Order
(member)
|
$4 |
Money Order
(non-member)
|
$5 |
Returned Mail
|
$5 |
Garnishment, Execution, Levy
|
$50 per Hour,
Plus Attorney Fees
|
Subpoenas
|
$50 Each |
Teller Check
(member)
|
$5 |
Teller Check
(non-member)
|
$10 |
Credit Card Replacement
(same day rush)
|
$45 |
Credit Card Replacement
(2-3 day rush)
|
$35 |
Safe Deposit Box Rental Annual Fees | Fee |
---|---|
3 X 5 Box | $25 |
3 X 10 Box | $50 |
5 X 10 Box | $75 |
10 X 10 Box | $120 |
Late Payment
(30 days past due)
|
$10 |
Key Deposit/Setup |
$15 |
Lost Keys/Box Drill | Actual Cost |
External Account Transfer Fees | Fee |
---|---|
External Transfer to Another Financial Institution | $0 |
Insufficient Funds
(non-sufficient/uncollected funds)
|
$30 per Item |
Business Checking Account Fees | Fee |
---|---|
Business Interest Checking Monthly Activity Fee |
$10 |
Transactions in Excess of 1,000 | $0.25 Each |
Cash Change Order |
$100 Each |
The rates appearing in this Rate and Fee Schedule are accurate and effective for all accounts as of the date indicated below. If you have any questions or require current rate information on your account, please call the Member Resource Center at (832) 604-4848 during normal business hours. Unless otherwise indicated, all fees listed herein will be effective September 1, 2022.