Savings/Money Market Account Fees Fee
Excessive Withdrawals
(Withdrawals in excess of 6/month)
$10
Check Cashing
(Waived for accounts with $100 in a savings, active checking, or loan account)
$3 or 1%,
whichever is higher
Monthly Service Charge
(Must enroll in eStatements and maintain a $2,500 minimum balance to avoid fee)
$10 per month

Checking Account Fees Fee
Insufficient Funds
(non-sufficient/uncollected funds)
$30 per Item
Overdraft Privilege Fee
$30 per Item
Stop Payment
$10 per Item
Check Printing
Varies
Bill Pay- Expedited Payment
$20 per Item
Temporary Account Checks
$5 per 8 Checks
Power Checking
$8 per month

Other Service Fees (Applicable to all accounts) Fee
Paper Statement Fee (waived for 50 Watt Checking)
$2
Returned Check

Third Party
$15
First Party
$30
Cleared Check Copy
$3
International Wire Trace
$25
Account Reconciliation
$25 per Hour
Wire Transfer
(Outgoing-domestic)
$25
Wire Transfer
(Outgoing-international)
Varies
Wire Transfer
(Incoming)
$10
Excessive ATM Withdrawal
$2
Domestic Collection Item
$20
Foreign Collection Item
$30 Minimum
Overdraft Protection Transfer
$5 Daily Max
Non-Member Check Cashing
$6 or 1%,
whichever is higher
Online Loan Payment
$0
Online Loan Payment
(credit/debit card)
2.7% of payment
Payments by Phone
$5
ACH Origination
(same day)
$5
Overnight Mail Delivery $30
Loan Skip-a-Payment
(online)
$10
Loan Skip-a-Payment
(email/mail/in person)
$25
Money Order
(member)
$4
Money Order
(non-member)
$5
Returned Mail
$5
Garnishment, Execution, Levy
$50 per Hour,
Plus Attorney Fees
Subpoenas
$50 Each
Teller Check
(member)
$5
Teller Check
(non-member)
$10
Credit Card Replacement
(same day rush)
$45
Credit Card Replacement
(2-3 day rush)
$35

Safe Deposit Box Rental Annual Fees Fee
3 X 5 Box $25
3 X 10 Box $50
5 X 10 Box $75
10 X 10 Box $120
Late Payment
(30 days past due)
$10
Key Deposit/Setup
$15
Lost Keys/Box Drill Actual Cost

External Account Transfer Fees Fee
External Transfer to Another Financial Institution $0
Insufficient Funds
(non-sufficient/uncollected funds)
$30 per Item

Business Checking Account Fees Fee
Business Interest Checking Monthly Activity Fee
$10
Transactions in Excess of 1,000 $0.25 Each
Cash Change Order
$100 Each
The rates appearing in this Rate and Fee Schedule are accurate and effective for all accounts as of the date indicated below. If you have any questions or require current rate information on your account, please call the Member Resource Center at (832) 604-4848 during normal business hours. Unless otherwise indicated, all fees listed herein will be effective September 1, 2022.