Checking Accounts Made Just For You
Whether you are looking for a simple and free checking account or something with a little extra, there's an account that fits your needs.
Plus, when you open any new Energy Capital Checking Account, you get a FREE Gift!
Reap the Free Benefits of Owning Any Checking Account
In addition to 24-hour access to your account, take advantage of the free features:
- Free MasterCard Debit Card
- Free Online & Mobile Banking with Bill Pay
- Free Mobile Banking with Mobile Deposit*
- Free E-Statements with Online Check Images
- Free Account Alerts
- Access to more than 30,000 Surcharge Free ATMs Nationwide
- Free Welcome Gift!
Earn Money With Your Account
Member Perks and Deals
50 Watt Checking
Perfect Account For
Free Star Checking
A Free Account For Everyone
Checking Account Rates
|Checking Accounts||Annual Percentage Yield||
Minimum balance to Obtain APY*
|Energy High Interest Checking||
4.00 % on balances up to $20,000.
1.00% on balances $20,000+.
1.00% if account conditions are not met.
($8 monthly service fee)
|50 Watt Checking||0.06%||$0||$25|
|Free Star Checking||N/A||N/A||$25|
|Business Interest Checking||2.00%||$5,000||$25|
*APY = Annual Percentage Yield. Effective 6/1/2023 and subject to change.