Checking Accounts Made Just For You
Whether you are looking for a simple and free checking account or something with a little extra, there's an account that fits your needs.
Plus, when you open any new Energy Capital Checking Account, you get a FREE Gift!
Reap the Free Benefits of Owning Any Checking Account
In addition to 24-hour access to your account, take advantage of the free features:
- Free MasterCard Debit Card
- Free Online & Mobile Banking with Bill Pay
- Free Mobile Banking with Mobile Deposit*
- Free E-Statements with Online Check Images
- Free Account Alerts
- Access to more than 30,000 Surcharge Free ATMs Nationwide
- Free Welcome Gift!
Energy High Interest CheckingEarn Money With Your Account
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Power CheckingEnjoy Exclusive
Member Perks and Deals
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50 Watt Checking |
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Free Star CheckingA Free Account For Everyone
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Checking Account Rates
| Checking Accounts | Annual Percentage Yield |
Minimum balance to Obtain APY*
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Minimum Opening Deposit |
|---|---|---|---|
| Energy High Interest Checking |
5.00 % on balances up to $20,000.
0.25 % on balances $20,000+.
0.25 % if account conditions are not met.
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N/A | $25 |
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($8 monthly service fee)
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N/A | N/A | $25 |
| 50 Watt Checking | 0.06 % | $0 | $25 |
| Free Star Checking | N/A | N/A | $25 |
| Business Checking | N/A | N/A | $25 |
| Business Interest Checking | 4.00 % | $5,000 | $25 |
*APY = Annual Percentage Yield. Effective 4/1/2024 and subject to change.