Find Your Business Checking Account at ECCU

Own your own business? We can help make business banking easier. Plus, when you open any new Energy Capital Checking Account, we will give you a free gift!

All of our checking accounts come with these free services:

  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free E-Statements with Online Check Images
  • Free Account Alerts
  • Access to 30,000 Surcharge Free ATMs Nationwide
  • Free Welcome Gift

Business Interest Checking

Designed for businesses with higher balances

  • 1,000 FREE monthly transactions
  • Competitive interest rate currently at 4.00 % APY
  • Only $5,000 minimum balance to avoid a low monthly fee of $10

FREE Business Checking

The perfect account for most businesses!

  • No monthly service charge
  • 1,000 FREE monthly transactions
  • No minimum balance

Documents Needed to Open Your Account

Sole Proprietor
SSN or EIN Number

Limited Liability Company (LLC)
Articles of Organization
Copy of the Operating Agreement

TIN of Partnership
Partnership Agreement
Certificate of Partnership

Not-For-Profit Organization
TIN of Organization
If incorporated, follow cooperation guidelines
If tax-exempt, IRS documentation or tax return
If not tax-exempt, authorization letter

TIN of Corporation
Articles of Incorporation

Total Merchant Concepts

We are proud to partner with Total Merchant Concepts (TMC), to provide debit and credit card processing. We chose TMC because of their integrity and their commitment to providing great service with no long-term contracts to our business members. Plus, they have competitive rates and low set-up costs to make card processing affordable. If you need any support, TMC is just a phone call away at 1-888-249-9919.