Let us Finance Your Dreams

At ECCU, our main goal is to help our members realize their dreams and achieve their goals! Whether you want to buy your first car, refinance your home, or finally visit your bucket list vacation spot, we can help you get there with great rates, friendly service, and multiple financing options.

Auto Loans

Purchase your dream car or save money by refinancing your
current one.

  • New & used auto loans
  • Rates as low as 3.44% APR*
  • Loan terms up to 84 months*
  • Pre-Approvals
  • First-time car buyer program (learn more)

Credit Cards

Three credit card options, all with no annual fees!

  • 0% Introductory APR* on Balance Transfers for 12 Months (after intro rate expires, variable rates 9.49% -17.99% APR*)
  • No annual fee
  • Cashback Rewards
  • $0 Fraud Liability for Unauthorized Purchases

Personal Loans

Financing for almost anything!

  • Borrow up to $50,000
  • Terms up to 60 months*
  • Competitive rates
  • Easy application process

Home Purchase Loans

Put your home’s equity to work for you!

  • Easy Application Process
  • No pre-payment penalties
  • Multiple Financing Options
  • Primary, Secondary, & Investment Homes

Home Equity Loans

Put your home’s equity to work for you!

  • Fixed interest rate
  • No pre-payment penalty
  • Easy Application Process
  • Interest may be tax deductible1

Lightning Fast Home Improvement Loans

Get your remodel financed lighting fast!

  • Zero closing costs
  • No pre-payment penalty
  • Fixed rates & terms
  • Easy & quick application

Recreational Vehicles

Get ready to have some fun with a boat, ATV, jet ski, or RV.

  • New & used vehicles
  • Competitive rates
  • Flexible loan terms

Before you Apply

Here are a few things to have on hand when you apply:
  • A valid government-issued ID
  • Any other loan documents you may have (ex: Buyers Order for an Auto Loan)