Let us Finance Your Dreams

At ECCU, our main goal is to help our members realize their dreams and achieve their goals! Whether you want to buy your first car, refinance your home, or finally visit your bucket list vacation spot, we can help you get there with great rates, friendly service, and multiple financing options.

check mark1

Auto Loans

Purchase your dream car or save money by refinancing your
current one.

  • New & used auto loans
  • Rates as low as 5.93% APR*
  • Loan terms up to 84 months*
  • Pre-Approvals
  • First-time car buyer program (learn more)

Debit and Credit Cards

Credit Cards

Three credit card options, all with no annual fees!

  • 0% Introductory APR* on Balance Transfers for 12 Months (after intro rate expires, variable rates 14.24% -17.99% APR*)
  • No annual fee
  • Cashback Rewards
  • $0 Fraud Liability for Unauthorized Purchases

Money in Hand

Personal Loans

Financing for almost anything!

  • Borrow up to $50,000
  • Rates as low as 12.05% APR*
  • Terms up to 60 months*
  • Competitive rates
  • Easy application process

Money Sign

Home Purchase Loans

Flexible financing options to purchase your dream home!

  • Easy Application Process
  • No pre-payment penalties
  • Multiple Financing Options
  • Primary, Secondary, & Investment Homes

hand holding money

Home Equity Loans

Put your home’s equity to work for you!

  • Fixed interest rate
  • No pre-payment penalty
  • Easy Application Process
  • Interest may be tax deductible1

check mark 2

Lightning-Fast Home Improvement Loans

Get your remodel financed lighting fast!

  • Zero closing costs
  • Rates as low as 10.05% APR*
  • No pre-payment penalty
  • Fixed rates & terms
  • Easy & quick application

Recreational Vehicles

Recreational Vehicles

Get ready to have some fun with a boat, ATV, jet ski, or RV.

  • New & used financing available
  • Rates as low as 8.85% APR*
  • Competitive rates
  • Flexible loan terms

Check Out These Helpful Resources

Whether it's help finding your next vehicle or home or protecting your purchases, ECCU has several resources to provide peace of mind.  Check out these helpful links below: