Let us Finance Your Dreams
At ECCU, our main goal is to help our members realize their dreams and achieve their goals! Whether you want to buy your first car, refinance your home, or finally visit your bucket list vacation spot, we can help you get there with great rates, friendly service, and multiple financing options.
Auto Loans
Purchase your dream car or save money by refinancing your
current one.
- New & used auto loans
- Rates as low as 4.85 % APR*
- Loan terms up to 84 months*
- Pre-Approvals
- First-time car buyer program (learn more)
Credit Cards
Three credit card options, all with no annual fees!
- 0% Introductory APR* on Balance Transfers for 12 Months (after intro rate expires, variable rates 13.24% -17.99% APR*)
- No annual fee
- Cashback Rewards
- $0 Fraud Liability for Unauthorized Purchases
Personal Loans
Financing for almost anything!
- Borrow up to $50,000
- Rates as low as 12.05% APR*
- Terms up to 60 months*
- Competitive rates
- Easy application process
Home Purchase Loans
Flexible financing options to purchase your dream home!
- Easy Application Process
- No pre-payment penalties
- Multiple Financing Options
- Primary, Secondary, & Investment Homes
Home Equity Loans
Put your home’s equity to work for you!
- Fixed interest rate
- No pre-payment penalty
- Easy Application Process
- Interest may be tax deductible1
Lightning-Fast Home Improvement Loans
Get your remodel financed lighting fast!
- Zero closing costs
- Rates as low as 10.05% APR*
- No pre-payment penalty
- Fixed rates & terms
- Easy & quick application
Recreational Vehicles
Get ready to have some fun with a boat, ATV, jet ski, or RV.
- New & used financing available
- Rates as low as 8.95% APR*
- Competitive rates
- Flexible loan terms
Check Out These Helpful Resources
Whether it's help finding your next vehicle or home or protecting your purchases, ECCU has several resources to provide peace of mind. Check out these helpful links below: