Open a CD for Low-Risk Savings & Predictable Growth


Lock in higher savings rates with an Energy Capital Credit Union Certificate Deposit Account. With competitive rates and terms from 90 days to 60 months, we can help you grow your funds without the fear of loss. Increase your savings no matter what the market does.
 

Open A CD Account        See Our Rates

Use the CD calculator to find out how much interest you can earn.
 

6-Month CD

1.00% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

12-Month CD

2.02% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month CD

2.07% APY1


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

36-Month CD

2.53% APY1


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

48-Month CD

2.68% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

60-Month CD

3.04% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month Rising Rate

2.53% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month Rising Rate

(New Money)

2.63% APY1 


  • $1,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

90-Day Jumbo

.50% APY1 


  • $50,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal



Certificate Account Rates

Certificate Account Products Dividend Rate (APY)* Minimum Balance to Open
90 Day Jumbo
0.50%
0.50% $50,000
6 Month 1.00% 1.00% $1,000
12 Month
(Consumer or Business)

2.00%

2.02%

$1,000
24 Month
(Consumer or Business)

2.05%

2.07%

$1,000
36 Month
(Consumer or Business)

2.50%

2.53%

$1,000
48 Month
(Consumer or Business)

2.65%

2.68%

$1,000
60 Month
(Consumer or Business)

3.00%

3.04%

$1,000
24 Month Rising Rate 2.50% 2.53% $1,000
24 Month Rising Rate
(New Money)
2.60% 2.63% $1,000


*APY = Annual Percentage Yield. Effective  08/01/2022 and subject to change without notice.