Open a CD for Low-Risk Savings & Predictable Growth


Lock in higher savings rates with an Energy Capital Credit Union Certificate Deposit Account. With competitive rates and terms from 90 days to 60 months, we can help you grow your funds without the fear of loss. Increase your savings no matter what the market does.
 

Open A CD Account        See Our Rates

Use the CD calculator to find out how much interest you can earn.
 

6-Month Certificate

2.78% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

12-Month Certificate

3.30% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month Certificate

3.61% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month Rising Rate

3.56% APY1


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24-Month Rising Rate

(New Money)

3.66% APY1


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

36-Month Certificate

3.92% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

48-Month Certificate

3.92% APY1


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

60-Month Certificate

4.06% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

90-Day Jumbo Certificate

2.52% APY1 


  • $500 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal



Certificate Account Rates

Certificate Account Products APY* Minimum Balance to Open
90 Day Jumbo 2.52% $50,000
6 Month 2.78% $500
12 Month
(Consumer or Business)

3.30%

$500
24 Month
(Consumer or Business)

3.61%

$500
36 Month
(Consumer or Business)

2.52%

$500
48 Month
(Consumer or Business)

3.92%

$500
60 Month
(Consumer or Business)

4.06%

$500
24 Month Rising Rate 3.56% $500
24 Month Rising Rate
(New Money)
3.66% $500


*APY = Annual Percentage Yield. Effective  12/1/2022 and subject to change without notice.