Put Your Money to Work For You!

 
Lock in higher savings rates with an Energy Capital Credit Union Certificate Account. With competitive rates and terms from 90 days to 60 months, we can help you grow your funds without the fear of loss.
 
 
 

Certificate Account

A traditional Certificate Account that helps you earn money!

  • $1,000 Minimum to open
  • Terms from 6 months to 5 years
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

90 Day Jumbo

Put a large amount of cash to work
for you!

  • $50,000 Minimum to open
  • Lock in a guaranteed rate
  • 10-day grace period after automatic renewal

24 Month Rising Rate

If our rates raise after you open your CD, we will raise your rate to match!


  • $1,000 Minimum to open
  • 1 rate bump per current term
  • Account Owner must initiate rate bump
  • 10-day grace period after automatic renewal
 
 
 
 
 
 
 
 
 

Certificate Account Rates

Certificate Account Products Dividend Rate (APY)* Minimum Balance to Open
90 Day Jumbo
0.15%
0.15% $50,000
6 Month 0.25% 0.25% $1,000
12 Month 0.30% 0.30% $1,000
24 Month 0.35% 0.35% $1,000
36 Month 0.40% 0.40% $1,000
48 Month 0.60% 0.60% $1,000
60 Month 0.75% 0.75% $1,000
24 Month Rising Rate 0.20% 0.20% $1,000
24 Month Rising Rate (New Money) 0.25% 0.30% $1,000
 
 
*APY = Annual Percentage Yield. Effective 08/01/2020 and subject to change without notice.