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Your everyday money deserves an account that helps you do more.
Whether you want a simple checking account with no monthly service fee or a high-yield option with more earning potential, ECCU has checking options built for the way you manage money every day.
Open your account, set up direct deposit, and start using ECCU for everyday purchases, payments, transfers, and digital money management.
Which Checking Account Fits You?
Not sure where to start? Choose the option that sounds most like you.
HIGH-YIELD CHECKING
Best For: Members who want their everyday money to have more earning potential.
ECCU High-Yield Checking gives you the convenience of a checking account with the opportunity to earn more on your balance when qualifications are met.
It is a strong fit if you want to use your account for everyday money movement while maximizing value from your balance.
Benefits
- Earn 4.51% APY* on your everyday balance
- Easy access to your money
- Debit card access
- Online and mobile account tools
- Direct deposit setup
- A smart option for members focused on financial progress
FREE CHECKING
Best For: Members who want a simple, no-monthly-fee account for everyday money.
ECCU Free Checking gives you a practical account for daily spending, direct deposit, debit card purchases, bill pay, transfers, and online/mobile access.
It is a strong fit if you want easy access to your money without extra complexity.
Benefits
- No monthly service fee
- Easy access to your money
- Debit card access
- Online and mobile account tools
- Bill pay and transfers
- Direct deposit setup
- A simple account for everyday use
Make ECCU Where Your Paycheck Lands
Opening a checking account is the first step. The real value starts when you use it.
With direct deposit, your paycheck can land directly in your ECCU checking account, making it easier to manage your money from one place. Use your account for purchases, payments, transfers, savings goals, and everyday expenses.
Benefits of Direct Deposit
- Get get paid up to 1 day early
- Reduce the need to move money between accounts
- Switch your direct deposit in minutes through online or mobile banking.
- Connect your paycheck to your debit card, bill pay, and mobile tools
- Start using ECCU as your everyday account
Your Everyday Account Checklist
Once your ECCU checking account is open, use this checklist to activate your account and make the most of it.
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Manage Your Money from Wherever Life Takes You
ECCU online and mobile tools help you stay connected to your money beyond the branch.
Use your account to manage everyday money movement, including payments, transfers, Zelle®, savings tools, and more.
Features to Explore
- Check balances and transactions
- Transfer funds
- Send and receive money with Zelle®
- Make payments
- Use savings tools
- Manage your account from your phone or computer
- Stay connected to your everyday money
Why Members Use ECCU for Everyday Money
ECCU checking accounts are designed to support the way members manage money every day. From payday to purchases, payments, transfers, and savings goals, your checking account can help keep your money connected.
With ECCU, you can choose an account that fits your needs, use digital tools for convenience, and get support from a local credit union team.
Key Benefits
- Checking options for different money needs
- Direct deposit for easier payday access
- Online and mobile tools for everyday convenience
- Debit card access for daily purchases
- Payment and transfer tools
- Local support when you need help
- A better home for your everyday money
Learn How to Make the Most of Your Account
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Ready to Make ECCU a Better Home for Your Money?
Choose your checking account, set up direct deposit, and start using ECCU for everyday money movement.
Whether you are looking for simple checking or more earning potential, ECCU has an option designed to help your money move with your life.
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Checking Accounts: *APY=Annual Percentage Yield. Credit union rules and regulation apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See the Fee Schedule for more details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift is provided at time of account opening. We reserve the right to substitute a gift of similar value.
