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Earn Up to $300
Earn $200 with Qualifying Direct Deposit
Open a new ECCU Free Checking or High-Yield Checking account and:
- Set up and maintain Direct Deposit of $1,250 or more
- Keep qualifying Direct Deposit active and uninterrupted for 90 days
Earn an Additional $100
Complete the following within 90 days of opening your account:
- Enroll in Online/Mobile Banking
- Activate your ECCU Debit Card
- Complete at least 10 qualifying debit card purchase transactions
- Enroll in eStatements
$200 Direct Deposit Bonus + $100 Activation Bonus = Up to $300
Which Checking Account Fits You?
Not sure where to start? Choose the option that sounds most like you.
HIGH-YIELD CHECKING
Best For: Members who want their everyday money to have more earning potential.
ECCU High-Yield Checking gives you the convenience of a checking account with the opportunity to earn more on your balance when qualifications are met.
It is a strong fit if you want to use your account for everyday money movement while maximizing value from your balance.
Benefits
- Earn 4.51% APY* on your everyday balance
- Easy access to your money
- Debit card access
- Online and mobile account tools
- Direct deposit setup
- A smart option for members focused on financial progress
FREE CHECKING
Best For: Members who want a simple, no-monthly-fee account for everyday money.
ECCU Free Checking gives you a practical account for daily spending, direct deposit, debit card purchases, bill pay, transfers, and online/mobile access.
It is a strong fit if you want easy access to your money without extra complexity.
Benefits
- No monthly service fee
- Easy access to your money
- Debit card access
- Online and mobile account tools
- Bill pay and transfers
- Direct deposit setup
- A simple account for everyday use
Make ECCU Where Your Paycheck Lands
Opening a checking account is the first step. The real value starts when you use it.
With direct deposit, your paycheck can land directly in your ECCU checking account, making it easier to manage your money from one place. Use your account for purchases, payments, transfers, savings goals, and everyday expenses.
Benefits of Direct Deposit
- Get get paid up to 1 day early
- Reduce the need to move money between accounts
- Switch your direct deposit in minutes through online or mobile banking.
- Connect your paycheck to your debit card, bill pay, and mobile tools
- Start using ECCU as your everyday account
Your Everyday Account Checklist
Once your ECCU checking account is open, use this checklist to activate your account and make the most of it.
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Manage Your Money from Wherever Life Takes You
ECCU online and mobile tools help you stay connected to your money beyond the branch.
Use your account to manage everyday money movement, including payments, transfers, Zelle®, savings tools, and more.
Features to Explore
- Check balances and transactions
- Transfer funds
- Send and receive money with Zelle®
- Make payments
- Use savings tools
- Manage your account from your phone or computer
- Stay connected to your everyday money
Start Using Your Account, and Earn an Additional $100
Once your new ECCU checking account is open, complete these qualifying activities within 90 days to earn the additional $100 Activation Bonus:
- Enroll in Online/Mobile Banking
- Activate your ECCU Debit Card
- Complete at least 10 debit card purchase transactions
- Enroll in eStatements
Then keep using your account for everyday purchases, payments, transfers, and money management.
Learn How to Make the Most of Your Account
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Ready to Earn Up to $300?
Open your new ECCU Free Checking or High-Yield Checking account, set up qualifying Direct Deposit, and start using your account.
*Checking Accounts: *APY=Annual Percentage Yield. Credit union rules and regulation apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See the Fee Schedule for more details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift is provided at time of account opening. We reserve the right to substitute a gift of similar value.
*Offer available on new ECCU Free Checking and High-Yield Checking accounts. To earn the $200 Checking Bonus, member must establish qualifying direct deposit totaling at least $1,250 and maintain uninterrupted qualifying direct deposit for 90 consecutive days. To earn the additional $100 Activation Bonus, member must, within 90 days of account opening: (1) enroll in ECCU Online or Mobile Banking, (2) activate an ECCU debit card, (3) complete at least 10 qualifying debit card purchase transactions, and (4) enroll in eStatements. Members may earn up to $300 in total bonuses by satisfying all applicable requirements. Account must remain open and in good standing at the time the bonus is paid. Membership eligibility and account-opening requirements apply. [Bonus will be deposited within XX days after all applicable requirements have been met.] See ECCU for complete account and offer details. Federally insured by NCUA.
