Energy High
Interest Checking

APY up to
5.00% APY*
Power Up Your Savings

Energy Capital Credit Union has savings and checking accounts perfect for your everyday banking needs. 



All ECCU checking accounts include these benefits for all members:

  • Free MasterCard Debit Card
  • Free Mobile App and Mobile Check Deposit
  • Free Online Banking, eStatements & Bill Pay
  • Zelle® Transfers
  • Free Thank You Gift with Every New Checking Account
  • Free Financial Counseling Available

Find the Checking Account That's Perfect for You.




Energy High Interest Checking
Currently Earning 5.00% APY 

With the Energy High Interest Checking account you can earn more with your primary spending account and it's as simple as 1, 2, 3.
Benefits include ATM fee refunds, no monthly service charge or minimum balance required.

5.00 % APY* on balances of $1 to $20,000. 0.25 % APY* on balances greater than $20,000. 




All it takes is three easy account actions to earn the 5.00% APY* each month on your checking account balance:

  • Make 12 Debit Card transactions per month
  • Receive monthly eStatements
  • Log into Online Banking at least once a month

Accessibility is Important

Always have access to your account, when you need it.

Save on Your Monthly Payments

A benefit of membership with Energy Capital Credit Union is access to money when you need it, if you meet lending guidelines. We offer loans on everything from a payday advance to an auto loan or auto refinance to a mortgage. 




Business Accounts

Don't trust your small business to a big bank. ECCU is conveniently located and staffed with a friendly, reliable team that you can count on for all your business' financial needs.

An account at Energy Capital Credit Union is a smart and easy financial decision for your business.

  • Business Checking
  • Business Interest Checking
  • Business Savings
  • Business CDs
  • Business MasterCard
  • Merchant Card Services

Free Financial Counseling

We can help you create a budget, understand your credit, and make a plan for you to be at your financial best.

Our certified financial counselors can help you improve your financial health. 

  • Review your credit report
  • Look at your income and expenses
  • Help you put together a budget or a financial plan

Schedule a meeting to sit down with one of our counselors and do a full review of your financial habits. This free counseling is free for all ECCU members!








It's Your Home.
Make it Truly Yours.

A lightning fast home improvement loan or a home equity loan can get you the money you need to quickly get home projects started.