It’s essential to be prepared and educated when it comes to your bank accounts and finances. Stay in the know with these tips on how to stay safe and secure online.
Beware of Phishing Scams
Scammers will use email or text to trick you into giving them your personal information. If you receive an email that appears to be legitimate,hover over the sender's email to verify the sender's name and check for typos or grammatical errors. If the email contains attachments or links, hover over the link to verify it’s a legitimate URL. Do this to check links before you click them.
Avoid Using Public Networks
When you connect to a public network, you’re sharing the network with everyone that is already connected. Any information you send or receive is vulnerable. Cybercriminals will target these networks in attempt to get your personal information, so it’s best to use a Virtual Private Network (VPN) to keep your connection secure and your information protected.
Use Strong Passwords
Your password is your first line of defense, so it needs to be strong. Use a mix of uppercase and lowercase letters, numbers and symbols when creating a password. For an added layer of protection, change passwords regularly and use a different one for each account.
Enable Multi-Factor Authentication
Many platforms allow you to enable multi-factor authentication to keep your accounts more secure. It’s another layer of protection that helps verify that you are accessing your account rather than an unauthorized person. Take advantage of the added security and enable this security feature when you can.
Check Your Account Regularly
Whether you review your monthly E-Statements or use our mobile banking app to look at transactions, it’s important to regularly confirm the transactions on your account are valid.
ECCU will never contact you to request personal information such as account numbers, passwords, credit card numbers or PINs. If you think you’ve experienced fraud, contact us immediately at 824.604.4848.