MasterCard® Platinum | Energy Capital Credit Union

Build Your Credit with the Card that Covers the Basics

0% Introductory APR* for 12 months for purchases
Variable rates as low as 14.24% APR*
0% APR* on balance transfers for 12 months (variable rates after introductory period ends)

Sweet and simple. The MasterCard^® Platinum card offers a 0% introductory APR* on your purchases for a full year. Upgrade your TV, replace major appliances, purchase other large-ticket items and pay them off while building your credit. Or consolidate your credit card debt and pay off balances interest-free for 12 months.

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Enjoy These Benefits!
No Annual Fee Never pay a penny for using your card.
$0 Fraud Liability We've got your back on unauthorized purchases.
Low Rate Our competitive rate means more spending money for you!

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APR: Annual Percentage Rate. Certain credit criteria apply for lowest rate quote. Rates and terms subject to change.

Credit Card Offer: 0% APR introductory rate is only valid for new cards, 6 months after card opening. After the 12-month introductory period, your rate will be the agreed-upon rate at the time of card opening. 0% APR for Balance Transfers is only valid for new cards, for 12 months after card opening. After the 12-month introductory period, the rate will be the agreed upon rate at time of opening. See our Credit Card Agreement and Disclosures.