Energy Capital Credit Union

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Checking

Checking Accounts 

Whether you need a checking account with rewards or a simple free checking account, we can make it happen. 

Energy High-Interest Checking 

Earn more money with the account you use every day!

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  • Interest rate of 2.00% APY on balances from $1-$20,000
  • First Free Box of Checks
  • No Minimum Balance
  • No Monthly Service Charge
  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-Statements
  • Free Account Alerts
  • Access to 30,000 Free ATMs Nationwide
Three Qualifiers to receive a higher interest each month:
  • 12 debit card transactions per month
  • Log in to Online Banking at least once
  • Be enrolled in E-Statements

Power Checking

A Power Checking Account offers rewards, protection, and other benefits for only $5/month.

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A Power Checking Account offers rewards, protection, and other benefits for only $5/month.
  • Identity & Credit Monitoring
  • Exclusive Discounts & Shopping Rewards
  • Cell Phone Protection for up to 4 devices
  • No Minimum Balance
  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-Statements
  • Free Account Alerts
  • Access to 30,000 Free ATMs Nationwide

Free Star Checking

Free Star Checking is perfect for anyone looking for a simple, and easy to use checking account. 

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  • No Minimum Balance
  • No Monthly Service Charge
  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-Statements
  • Free Account Alerts
  • Access to 30,000 Free ATMs Nationwide

Spark Interest Checking

This is an excellent account if you are looking to earn interest on your checking account! Just set up a direct deposit or automatic payment, and you will earn interest.

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  • No Minimum Balance
  • No Monthly Service Charge
  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-Statements
  • Free Account Alerts
  • Access to 30,000 Free ATMs Nationwide

 

50-Watt Checking

A perfect account for members 50 and over. 

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  • No Minimum Balance
  • No Monthly Service Charge
  • Free MasterCard Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-Statements
  • Free Account Alerts
  • Access to 30,000 Free ATMs Nationwide

Money Market Checking

Maintain a $2,500 balance and you can make money with your money. Your funds are completely liquid so you can access them anytime with up to six withdrawals per month.

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  • Tiered rate account
  • 6 withdrawals per month
  • Dividends accrue daily; compound monthly
  • $2,500 minimum to earn interest
  • Free e-statements