Energy Capital Credit Union

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Checking

Star Checking with Rewards

  • $25 to open the account
  • Free Online Banking and BillPay
  • Free MasterCard® Debit Card
  • Earn one point for every $2 in debit signature-based transactions
  • Free e-statements
  • Free e-notices
  • Free mobile check deposit

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Your every day checking with great rewards.

Star Checking with Rewards is a great option for members looking for a checking account to score rewards for everyday purchases. All members with checking accounts and debit cards are eligible to earn rewards points. Points can be redeemed for travel, merchandise, gift cards and much more!

With free overdraft transfers and access to over 30,000 free ATMs, earning rewards and leaving your account on cruise control has never been easier.

  • Monthly account acitvity fee of $5 waived if enrolled in e-statements, direct deposit or a balance of $100 or greater.   

Interest Checking

  • $25 to open the account
  • $1,000 Minimum Balance*
  • Free MasterCard® Debit card
  • Free Online Banking and BillPay
  • Free e-statements
  • Free e-notices
  • Free mobile check deposit

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Make your everyday spending money work harder for you.

Earn interest on your everyday funds with our Interest Checking Account. Ever wanted the best of worlds? This account allows you to earn interest on easily accessible cash.

*You only need $500 to earn dividends and grow your cash stash. You can accumulate funds and make more money at the same time.

Fresh Start Checking*

  • $25 to open the account
  • Free debit card after 90 days of satisfactory history
  • Shared Branch access after 90 days of satisfactory history
  • Free Online Banking and BillPay
  • After 12 months of satisfactory history, your account may be converted to a Star Checking Account
  • Free e-statements
  • Free e-notices

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Need a new financial start? We can help.

We all make mistakes and we believe everyone deserves a second chance. If you’ve had past banking problems and have been reported to ChexSystems, it may be difficult to find a bank willing to service your needs. Our Fresh Start Checking account allows you to improve your financial standing and start on the path to a solid financial future.

*Available for most individuals with previous bank collection activities of $100 or less.

  • No Minimum Balance
  • Low $10 Monthly Service Fee

Money Market Account

  • Tiered rate account
  • 6 withdrawals per month
  • Dividends accrue daily; compound monthly
  • $2,500 minimum to earn interest
  • Free e-statements
  • Free e-notices

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Grow your wealth without sacrificing financial flexibility.

Our Hi-Yield Money Market Account gives you control of your money. Your funds are completely liquid so you can access them anytime with up to 6 withdrawals per month. All while receiving dividends that increase with your balance (6 tiers). Now you don’t have to tie up your money for months or even years to enjoy great rates. Maintain a $2,500 balance and you can continue to make money with your money.