Energy Capital Credit Union

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Checking

Power Checking

  • Cell Phone Protection for up to 4 devices
  • Credit Report Monitoring Including Score
  • Exclusive Discounts
  • ID Protect Identity Theft and Resolution
  • Buyers Protection & Extended Warranty
  • Shopping Rewards
  • Free MasterCard® Debit Card
  • $25 to open the account

Want to make the switch to a Power Checking account now from another ECCU Checking account? It's easy.

Switch to a Power Checking Account Now!

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A checking account that puts the power in your hands.

Power Checking gives you the ability to protect yourself through your everyday checking account.

Protect Your Identity

  • Identity Theft Monitoring & Protection
  • Credit Report & Credit File Monitoring
  • Identity Theft Expense Reimbursement Coverage and Resolution

Protect from Unexpected Losses

  • Cell Phone Protection for up to 4 devices
  • Buyers Protection & Extended Warranty
  • Accidental Death and Dismemberment Insurance up to $10,000

And that's not all!

Our Power Checking Account also includes:

  • Travel and Leisure Discounts
  • Heath Discount Savings
  • Shopping Rewards
  • Free instant-issue MasterCard debit card with reward points. Redeem for cash back, travel, tech items, gift cards or thousands of other options.
  • Free online & mobile banking, e-statements & account alerts
  • Free mobile check deposit
  • Worldwide shared branches and 30,000 free ATMs
  • Unlimited check writing
  • Free teller checks
  • No minimum balance requirement

All of the above included for a low monthly fee of $5.

Star Checking

  • Free MasterCard® Debit Card
  • Earn one point for every $2 in debit signature-based transactions
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free Mobile Check Deposit
  • Free e-statements
  • Free account alerts
  • Unlimited Check Writing
  • $25 to open the account

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Your every day checking with great rewards.

Star Checking with Rewards is a great option for members looking for a checking account to score rewards for everyday purchases. All members with checking accounts and debit cards are eligible to earn rewards points. Points can be redeemed for travel, merchandise, gift cards and much more!

With access to over 30,000 free ATMs and mobile banking, earning rewards and leaving your account on cruise control has never been easier.

  • Monthly account activity fee of $5 waived if enrolled in e-statements, direct deposit or a balance of $100 or greater.

Rising Star Student Account

  • Bonus Deposit for earning A's
  • No monthly fee
  • No minimum balance requirement
  • Free Online & Mobile Banking
  • Free Mobile Check Deposit
  • Free estatements
  • Free account alerts
  • $25 to open the account

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Your financial journey begins with an account that will teach you the financial ropes.

A Rising Star Student Account is a great first account for students aged 14-17. This account will help you learn to manage money by using a reloadable debit card and modern banking tools including our app with mobile check deposit. Plus, members with this account will also receive a bonus of $2 per A in your account when you submit your semester's report card.*

Get your finances off to a great start with an account that will prepare you for your financial life.

*A maximum of $10 will be given from July through December and another $10 from January through June, for a total of $20 per year. Fall report cards must be submitted by 1/15 and spring report cards by 6/30. Submit by emailing a copy to marketing1@eccu.net or bringing a copy to any branch. Must maintain a $100 average balance during the semester to qualify. Must have a Rising Star Student Account to qualify. All A's paid will be reported as interest income to the IRS.

Interest Checking

  • Free MasterCard® Debit Card
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free Mobile Check Deposit
  • Free e-statements
  • Free account alerts
  • Unlimited Check Writing
  • $100 to open the account
  • $1,000 Minimum Balance*

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Make your everyday spending money work harder for you.

Earn interest on your everyday funds with our Interest Checking Account. Ever wanted the best of worlds? This account allows you to earn interest on easily accessible cash.

*You only need $500 to earn dividends and grow your cash stash. You can accumulate funds and make more money at the same time.Monthly account service fee of $10 waived if a minimum balance of $1,000 is maintained.

Fresh Start Account*

  • Free Online Banking, Mobile Banking and Bill Pay
  • Free e-statements
  • Free account alerts
  • Unlimited Check Writing
  • $25 to open the account

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Need a new financial start? We can help.

We all make mistakes and we believe everyone deserves a second chance. If you’ve had past banking problems and have been reported to ChexSystems, it may be difficult to find a bank willing to service your needs. Our Fresh Start Checking account allows you to improve your financial standing and start on the path to a solid financial future.

*Available for most individuals with previous bank collection activities of $100 or less.

  • No Minimum Balance
  • Low $10 Monthly Service Fee

Money Market Account

  • Tiered rate account
  • 6 withdrawals per month
  • Dividends accrue daily; compound monthly
  • $2,500 minimum to earn interest
  • Free e-statements

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Grow your wealth without sacrificing financial flexibility.

Our Hi-Yield Money Market Account gives you control of your money. Your funds are completely liquid so you can access them anytime with up to 6 withdrawals per month. All while receiving dividends that increase with your balance (6 tiers). Now you don’t have to tie up your money for months or even years to enjoy great rates. Maintain a $2,500 balance and you can continue to make money with your money.