Energy Capital Credit Union



With a 24-Month Rising Rate CD,
your rate is in your hands.

2.27% APY*


Earn 2.01% APY* with the Energy Checking Account


What A Difference

A Day Makes

Early Payday with Direct Deposit

person using computer
um Opening Deposit. 
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 Concierge Service From Your Insurance Provider
Contact Us:
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Shop & Get Paid!

Earn cash back when you use your ECCU Rewards Credit Card. Apply Now and get 0% interest on balance transfers for 12 months with all ECCU Mastercard® Credit Cards!

A Simpler, Smarter, Faster Way to Pay Bills

Paying Bills Just Got Easier

Remove the friction and manual process of adding bills by searching for them individually. With one click you can get a list of bills and add them to BillPay. 

APR as low as

2.89% APR1

Home Improvement
APR as low as
6.74% APR1
Personal /

APR as low as
8.74% APR1
Boat Loans
APR as low as

5.04% APR1
Energy Checking
APY up to
2.01% APY2
12-Month CD
APY up to
1.76% APY2
Get in touch.

Phone: (832) 604-4848

Email: Click Here

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-4854
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ECCU Branch

Location pin
  • Northwest Community
  • 18540 Northwest Freeway
  • Houston,TX 77065
Location pin
  • Spring Community
  • 24396 Interstate 45N
  • Spring, TX 77386

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  • Spring ExxonMobil Campus
  • (no public access)
  • Mercantile, Nature 2 Building, LL B-250
  • 22777 Springwoods Village
  • Parkway Spring, TX 77389